This year, more than 8 000 women registered for the Women & Investing 2026 seminar, each one choosing to put their financial future on the priority list, even if just for an afternoon.






































This month's featured content:
Your finances. Your future. Your move.
2026 event replay
Your finances. Your future. Your move. Replays are now available.
2:30 hours
26 Aug 2026
2026 event replay
It's not too late, but the clock matters. RAs, TFSAs, the two-pot system, and practical steps to strengthen your retirement outlook.
23 minutes
20 Aug 2026
2026 event replay
From AMETFs to tokenisation, how to invest your first pay cheque (or your next one) intelligently. Less jargon, more action.
19 minutes
20 Aug 2026
2026 event replay
Confidence starts with clarity. Before you can make your next move, you need to understand where you stand today. From retirement readiness and emergency savings to insurance gaps and estate planning, this practical session turns awareness into action.
16 minutes
20 Aug 2026
2026 event replay
Education costs, generational wealth, and balancing your children's future with your own retirement.
25 minutes
20 Aug 2026
2026 event replay
Marital regimes, financial independence, divorce, and widowhood. Everything you need to maintain visibility, independence and confidence through every season of life.
20 minutes
20 Aug 2026
2026 event replay
In this candid conversation, Khadeeja Bassier reflects on her experience of building confidence, finding her voice and learning to trust her judgement, lessons that matter as much in our financial lives as they do in our careers.
13 minutes
20 Aug 2026
Women and Investing
A clear, step-by-step checklist to help you organise and safeguard your essential personal, financial and legal documents, giving you – and your loved ones – confidence that everything is in order.
18 Aug 2026
Women and Investing
Confidence starts with clarity. Before you can make your next move, you need to understand where you stand today. From retirement readiness and emergency savings to insurance gaps and estate planning, this practical guide turns awareness into action.
17 Aug 2026
Women and Investing
Ask most women about their wedding day, and they’ll tell you every detail: the dress, the flowers, the first dance. Ask about the marital regime they signed that same day, and it’s often a different story.
5 minutes
17 Aug 2026
Women and Investing
She left South Africa at 17 with nothing but ambition. Now Phuthi Mahanyele-Dabengwa, Group Executive Director of Naspers and Prosus, sits down with Natalie Phillips, Deputy Managing Director of Ninety One South Africa, to unpack what it really costs to be the first.
33 minutes
31 Jul 2026
TFSA
Forget the game show. The real path to a million is hiding in plain sight, and it's been working quietly for thousands of ordinary investors.
5 minutes
13 May 2026
TFSA
Why do so many investors wait until February to top up their TFSAs and RAs? Our platform data reveals the familiar tax year-end rush – and how starting earlier could make a meaningful difference to long-term wealth.
4 minutes
23 Mar 2026
Two-pot retirement reform
Two-pot withdrawals may offer short-term relief, but making them during periods of market volatility can lock in losses and significantly erode long-term retirement outcomes.
5 minutes
18 Mar 2026
TFSA
Many South Africans have embraced the gift of tax-free savings accounts (TFSAs). But are they getting ‘bang for their buck’?
7 minutes
11 Mar 2026
TFSA
Retirement annuities and tax-free-savings accounts are powerful savings tools, helping you meet your long-term investment goals. Explore our guide, which outlines the key benefits.
4 minutes
05 Mar 2026
Women and Investing
Are you curious about offshore investing or looking to refine your strategy? Explore our easy-to-follow guide.
7 minutes
02 Mar 2026
Women and Investing
We launched our Women and Investing hub more than five years ago, and since then, we’ve accumulated a wealth of practical tips and guidance to help set you on the path to financial success. Kotie Basson, Head of Marketing for the Africa Client Group at Ninety One, scoured the hub to compile her favourite ABCs of investing.
11 minutes
02 Mar 2026
Women and Investing
Building wealth starts with the right foundations and a plan that adapts as life changes. In this four-part series, Palesa Tlholoe and Siba Njoba financial advisors from Imvelo Wealth guide you through the practical building blocks of long-term wealth creation at every life stage.
23 Jan 2026
Women and Investing
Retirement annuities (RAs) remain one of the best ways to save for your retirement. Here’s why you should consider investing in an RA.
7 minutes
14 Jan 2026
Personal investing
Samantha Rule, CISO, shares ten practical ways to protect yourself from digital fraud and safeguard your financial wellbeing this festive season, without losing confidence online.
6 minutes
20 Nov 2025
Personal investing
Paul Hutchinson, Sales Manager, examines the common red flags that can catch even experienced investors off guard, ranging from promises of guaranteed returns to complex products with limited transparency. Drawing on real-world examples, he explains why greed, fear, and trust are the emotions scammers rely on most – and how staying informed can help protect your savings.
9 minutes
18 Nov 2025
Women and Investing
While extra cash is welcome, handling it can be tricky because you need to consider multiple aims and concerns to maximise returns from your yearly perk. Paul Hutchinson, Sales Manager, offers suggestions for getting the most bang from that extra buck.
3 minutes
12 Nov 2025
Women and Investing
Life can change unexpectedly, and preparing financially before tragedy strikes is crucial. Kirsty Scully, Senior Financial Planner, Core Wealth Advisory Services, shares her experience of losing her husband, an airline pilot, and its profound impact on her life and financial stability, emphasising the importance of proactive financial planning.
11 minutes
01 Oct 2025
2025 event replay
Our 2025 Seminar, hosted during Women’s Month, saw more than 7000+ like-minded women register. Watch the replay of the full seminar below.
1:30 hours
19 Aug 2025
Women and Investing
Divorce often raises questions about who gets what – and that includes retirement savings. If you're entitled to a share, knowing how the process works can help you avoid unnecessary delays or disappointments.
4 minutes
24 Jun 2025
Women and Investing
In a recent article, Paul Hutchinson reflected on the investment mistakes he made over the past 30 years and the valuable lessons they taught him¹. In hindsight, he may have left readers with the impression that he’s mostly gotten it wrong. So, he thought it only fair to follow up with the things he did get right – decisions that have positively shaped his financial journey.
5 minutes
19 Jun 2025
Women and Investing
In our latest video, Jaco van Tonder, Director of Advisor Services, explains why the retirement gap exists and how to stay on track at any life stage. While the odds may feel stacked against us, the future can look very different with the right plan.
16 minutes
26 May 2025
Women and Investing
We reflect on the emotional, practical, and financial lessons of parenting, and how they mirror the long-term discipline of investing. From embracing consistency to prioritising yourself while planning for others, this piece explores how the values of motherhood can shape a confident financial future.
7 minutes
26 May 2025
SA investment insight
When markets crash, panic may push retirees toward 'safe' options like cash — but history tells a different story. Staying invested through crises like the GFC and COVID-19 has helped retirees protect their income and grow their capital.
9 minutes
17 Apr 2025
Women and Investing
After the last bout of extreme market volatility, we turned to Elke Brink, Wealth Advisor, PSG R21 Wealth Management, for her level-headed insights — and her guidance struck a chord. Fast-forward to the Trump tariff whiplash, and we knew it was time to call on her again.
4 minutes
16 Apr 2025
Women and Investing
Divorce is rarely simple – and when retirement savings are involved, the process can become even more complex. This legal note offers a comprehensive guide to understanding pension interest in the context of divorce and how to navigate the process effectively.
7 minutes
14 Apr 2025
Two-pot retirement reform
With the two-pot system now in effect, retirement annuity (RA) investors can withdraw a portion of their savings each year. But while this added flexibility may seem appealing, dipping into your RA can come at a steep long-term cost.
4 minutes
27 Mar 2025
Women and Investing
In our four-part series, financial advisor Nicola Langridge from Private Client Holdings guides you through smart strategies to fund your child’s educational future.
27 Jan 2025
Women and Investing
In this candid article, Paul Hutchinson, Sales Manager, shares his most significant investment mistakes, from insufficient retirement contributions to chasing short-term trends and the lessons learnt.
7 minutes
13 Jan 2025
Women and Investing
Explore a curated checklist of actionable financial resolutions for 2025, designed to enhance your financial well-being.
2 minutes
09 Jan 2025
Women and Investing
Wondering about meaningful gifts for your loved ones this festive season? Look no further than a TFSA. Jaco van Tonder shares four compelling reasons to consider a Tax-Free Savings Account and make this season's gift a lasting investment in their future.
3 minutes
25 Oct 2024
Women and Investing
If the last couple of years have taught us anything, it’s that market volatility will be part and parcel of your investment journey. Navigating the ups and downs can be challenging, but these fundamental principles taken from our interview with Elke Brink, Wealth Advisor, R21 Wealth Management, can help you stay the course.
13 minutes
11 Oct 2024
Women and Investing
Janet Hugo, Director at Sterling Private Wealth, provides a personal account of her husband’s cancer diagnosis and unpacks the financial burden which chronic disease places on loved ones. Janet offers her guidance on how to financially plan during such a time of crisis and provides insight on the emotional and financial implications of chronic illness.
11 minutes
04 Oct 2024
Women and Investing
We explore the often-overlooked financial burden accompanying a life-changing medical diagnosis. Discover strategies to secure your financial well-being while focusing on your path to recovery.
5 minutes
01 Oct 2024
Women and Investing
Join Jelene Meintjes, Client Director, in discussion with Nonkululeko Pitje, CEO of Discovery Corporate & Employee Benefits, for insights on the power of women in leadership. In this compelling interview, Nonku shares her perspectives on the importance of retirement planning in South Africa, the challenges and opportunities faced by women in their careers, and how financial wellbeing is intricately linked to overall health.
22 minutes
18 Sep 2024
Women and Investing
Investing is key to build wealth. But do you have an estate plan in place to ensure your loved ones are taken care of should you pass away? Here’s what you need to consider.
5 minutes
17 Sep 2024
Talking retirement
Mental or physical incapacity can have a profound impact on an individual’s life. Navigating the options available to manage incapacity demands proactive financial planning and legal foresight.
8 minutes
29 Aug 2024
Two-pot retirement reform
The new two-pot retirement regime brings significant changes for provident and provident preservation fund members, especially those 58 and older. Learn about the vested, savings, and retirement components and their effects on the benefits.
6 minutes
26 Aug 2024
Two-pot retirement reform
Our retirement fund industry is set to change significantly when the "Two-pot system" is implemented next week. Watch Jaco van Tonder, Advisor Services Director, Ninety One Investment Platform, as he discusses the implications of the new system.
53 minutes
23 Aug 2024
Women and Investing
Our 2024 Women and Investing seminar, hosted during Women’s Month, saw more than 8000 like-minded women register. Watch the replay of the full seminar below.
1 hour
22 Aug 2024
Women and Investing
In this exclusive interview, Phelisa Ngonyama, Client Director, speaks with Nonkululeko Gobodo, South Africa’s first black female Chartered Accountant. Nonkululeko discusses her achievements, including founding Gobodo Incorporated and Nkululeko Leadership Consulting and her current roles as Chancellor of Walter Sisulu University and CEO of NLC. She shares insights on leadership, transformation, and the future of business in South Africa.
21 minutes
29 Jul 2024
Women and Investing
A key question when divorcing is the division of retirement benefits between spouses. Navigating this aspect of your divorce can be complex. Here's what you need to know.
6 minutes
25 Jul 2024
Women and Investing
Saving for retirement is one of the most important financial goals to plan for during your working years. We outline the five golden retirement saving rules essential for securing a comfortable retirement.
3 minutes
19 Jun 2024
Women and Investing
Albert Coetzee, Head of the Global Investment Platform, honours his mother and sisters while imparting impactful strategies for boosting tax efficiency, safeguarding legacies, and placing enduring financial security at the forefront.
4 minutes
03 May 2024
Women and Investing
A Power of Attorney can be a useful tool to attend to a client or a loved one’s affairs when needed. But there are some misconceptions, particularly around mental incapacity.
4 minutes
22 Apr 2024
Women and Investing
Money isn't just about numbers; it's a powerful force influencing emotions and relationships. Watch Maya in this insightful episode as we delve into the nuances of money conversations with Connie Valkin, a renowned relationship therapist who shares her expertise in empowering women to take financial responsibility and foster marriage equity.
32 minutes
12 Feb 2024
Women and Investing
Watch Maya in conversation with fiduciary expert Moremadi Mabule, who covers everything you need to know when creating your will. Moremadi imparts valuable knowledge covering topics such as marriage regimes, provisions for children, and estate planning after divorce – helping you navigate financial decisions in relationships and ensure fairness across financial and emotional aspects.
28 minutes
09 Feb 2024
Women and Investing
In this episode, Financial Planner Sunel Veldtman provides practical tips on tackling a common challenge for couples: talking about money. A must-watch for anyone in a relationship, especially in the context of parenthood. Explore achieving financial independence within relationships and understand how earnings tie into perceived value, often giving more power to the higher earner.
31 minutes
07 Feb 2024
Women and Investing
In the first episode of our four-part series, Maya speaks to Andrea Carr about her transformative journey through divorce, which prompted her to reassess her roles as a woman, mother, and wife, particularly regarding finances. We then speak to Beverly Clark, Family Law Specialist, who sheds light on marriage contracts and their essential financial considerations.
34 minutes
05 Feb 2024
Women and Investing
Thulisile Nkomo, Private Wealth Manager, NFB Private Wealth Management, explores the matrimonial regimes to choose from in South Africa and explains why financial well-being in a marriage should start with the commitment to pull together the different aspects of your individual financial positions and collaborate with a spouse or partner.
10 minutes
15 Jan 2024
Women and Investing
Luthando Mzilikazi, Sales Manager at Ninety One, and Lindy Siwela, Financial Advisor, Siwela Brokers shed light on the nuances of public sector retirement funds, providing valuable insights and tips for soon-to-be government employee retirees.
31 minutes
27 Nov 2023
Women and Investing
Renette Hendriks, director of fiduciary services at Personal Trust, sat down with us to highlight key considerations when crafting your will.
2 minutes
27 Sep 2023
Women and Investing
Read the key take-outs from the Ninety One Women and Investing seminar, featuring financial planners Janet Hugo and Babalwa Nonkenge and moderator Maya Fisher-French.
3 minutes
19 Sep 2023
Women and Investing
Kim Lewis, Certified Financial Planner at Naviganti Financial Planning, offers essential insights and actionable advice for women, regardless of their relationship status or parental roles, to confidently take control of their finances.
6 minutes
18 Sep 2023
Women and Investing
Watch the replay of our recent Women and Investing virtual seminar. More than 5000 like-minded women registered to gain insights from leading female financial planners on real-life financial challenges and how to solve them.
2 hours
23 Aug 2023
Women and Investing
Maya Fisher-French, acclaimed personal finance journalist and author, delves into the psychological and societal biases that affect women's financial decision-making. She also shares strategies for women to become more successful investors by breaking free from these biases.
10 minutes
23 Aug 2023
Women and Investing
To achieve their financial goals, women need to address the issue of risk perception. If they avoid taking risks in their investment portfolios, they increase the likelihood of not meeting their financial goals. Watch Siobhan Simpson, Sales Manager, Ninety One, unpack this and more in conversation with Tsi Hatendi-Matika, Client Director, Ninety One.
16 minutes
23 Aug 2023
Women and Investing
Regarding financial decisions, women may have a narrower margin for error than men due to longer lifespans, lower earnings, and more frequent workforce interruptions. Historically, women have been seen as more risk-averse than men in savings and investments. Our panel examines the common biases women confront when it comes to investing and offers practical examples of how they can successfully tackle these biases.
25 minutes
23 Aug 2023
Women and Investing
In this inspiring discussion, we uncork the secrets to success with esteemed winemaker Andrea Mullineux. Andrea shares her journey with Simone Arnold, Head of Sales, Ninety One, highlighting the attributes and determination needed to achieve success, defy norms and shatter glass ceilings while establishing herself as a trailblazer in the male-dominated wine industry.
19 minutes
23 Aug 2023
Women and Investing
Tsitsi Hatendi-Matika, Client Director, Ninety One, in conversation with Ann Leepile, CEO of Alexforbes Investments, discusses her remarkable journey and valuable insights from her extensive career in the investment industry. Ann offers practical tips for work-life balance in a demanding industry and discusses women's progress in the investment sector.
14 minutes
03 Aug 2023
Women and Investing
Investing is a powerful tool to help you build wealth, secure your financial future, and achieve goals. However, there are common myths associated with investing at different life stages. We debunk these myths empowering you to make informed investment decisions.
4 minutes
26 Jul 2023
Women and Investing
Siobhan Simpson, Sales Manager, Ninety One and Victoria Reuvers, Managing Director, Morningstar discuss what good financial advice encompasses and why it is important to find the right financial advisor to help navigate your financial journey. Victoria shares her expertise on the fundamentals of great financial advice and provides guidance on the characteristics to look for in a Financial Advisor.
8 minutes
13 Jul 2023
Women and Investing
We explore the investment lessons many of us wish we had known when we were younger. Drawing on the wisdom of experienced professionals, we provide practical tips for those starting their careers and embarking on their investment journeys.
7 minutes
29 Jun 2023
Women and Investing
Here are six tips to help you strengthen your financial resilience against current market and economic onslaughts.
5 minutes
27 Jun 2023
Investing offshore
Offshore investing is a crucial component of overall wealth planning. We explore the benefits of and share how to go about it.
4 minutes
22 May 2023
Women and Investing
Six financial fundamentals that could help you get closer to your financial happily ever after.
3 minutes
09 Feb 2023
Women and Investing
Suzette von Broembsen, Principal & Partner PSG Wealth, unpacks the complexities of offshore investing and why South Africans tend to be underweight when it comes to offshore investing. Suzette explains why having a wealth manager or financial advisor helps navigate the offshore space.
18 minutes
01 Dec 2022
Women and Investing
The path to financial fitness starts with changing your spending habits. Drawing up a festive budget and staying committed to the strategy can keep you on track and ensure you have great money management skills that will serve you beyond the silly season.
3 minutes
17 Nov 2022
Women and Investing
Sheila Maluleka, Director of Asande Wealth Management, shares practical considerations for allocating your bonus optimally.
8 minutes
16 Nov 2022
Women and Investing
Investing can be a scary topic for many women. Carol Axten, CEO Wells Faber, makes investing less intimidating by providing practical tips and examples to illustrate the benefits of long-term investing and expands on the power of compound interest.
3 minutes
17 Oct 2022
Women and Investing
Nazmeera Moola (Chief Sustainability Officer), Maya Fisher-French (award-winning financial journalist), Kim Potgieter (Financial planner & Director of Chartered Wealth) and Gugu Sidaki (Wealth Manager & Director of Wealth Creed) recently shared their views on the steps women can take to maximise their wealth and own their financial future. These are the key take-outs from their discussions.
6 minutes
30 Sep 2022
Women and Investing
Our recent Women and Investing seminar considered what it meant to invest like a woman. More than 5000 like-minded women registered to gain insights from leading female financial planners on real-life financial challenges and how to solve them.
1 hour
29 Aug 2022
Women and Investing
Award-winning personal finance journalist and author Maya Fisher-French explores what it means to invest like a woman and explains why women ask the right financial questions.
12 minutes
29 Aug 2022
Women and Investing
Donna Barnes, Global Marketing, Ninety One and Kim Potgieter, Director and Head of Life Planning at Chartered Wealth, discuss how to make money a tool, which helps you create the life you really want.
12 minutes
29 Aug 2022
Women and Investing
Luthando Mzilikazi, Sales Manager, Ninety One and Nthabi Taukobong, Founder and Managing Director, Ditau interiors, examine Nthabi’s life story. Nthabi provides an honest account of her personal victories and blunders, and the incredible lessons learnt along the way.
19 minutes
29 Aug 2022
Women and Investing
Kim Potgieter, Director and Head of Life Planning at Chartered Wealth, and Gugu Sidaki, Director and Wealth Manager at Wealth Creed, share their insights and practical steps to kick-starting your investment journey in conversation with Maya.
44 minutes
05 Aug 2022
Women and Investing
Kenyan born Muitheri Wahome describes her serendipitous journey into the investment industry. She is the author of the book called Building Capital: a history of asset management in South Africa, wherein she details all the changes she has encountered during her twenty-year journey. Muitheri shares her observations of the evolving role of women and offers career advice to women in the industry.
24 minutes
13 Jul 2022
Women and Investing
With the alarming statistics confirming the disproportionate levels of poverty in female-led households in South Africa, the financial challenges facing single mothers should be addressed. Sylvia Walker, Financial Planner, Andrew Prior Consultants, provides practical tips and advice to help single mothers make their money stretch and suggests the key components of a single mother’s financial plan.
13 minutes
14 Jun 2022
Women and Investing
Financially supporting adult children can impact your financial goals. Often, parents are left financially dependent on their children in retirement because they have not factored supporting adult children into their financial plan. Kim Potgieter, Director and Head of Life Planning at Chartered Wealth provides practical advice to parents and helps frame the conversations you should be having with your adult children about money.
9 minutes
14 Jun 2022
Women and Investing
Carla de Waal, Head of Multi Management & Manager Selection at FNB Wealth and Investments, shares her personal experience and journey in the financial industry. She unpacks hedge funds and offshore investing providing her insight based on twenty-years of industry experience.
15 minutes
23 May 2022
Women and Investing
Ensuring that financial affairs are in order has never been more pertinent than during the COVID-19 pandemic. Here, Kim Frost, Certified financial planner at Bespoke financial services, explores the key factors that aid in providing a legacy for the loved ones we leave behind in the event of death.
10 minutes
04 Feb 2022
Women and Investing
Jonel Matthee-Ferreira, Head of ABSA Multi-Management, shares her personal experience and journey in financial management. She touches on the work-life balance and shares her advice on the unique experience of managing a family while navigating a career in the financial industry.
21 minutes
03 Feb 2022
Women and Investing
Jaco van Tonder, Advisor Services Director at Ninety One highlights the post-retirement challenges pensioners face. Statistically, women out live men by five years, but how does this impact the retirement process for women versus men and do we share the psychological and financial challenges which retirement presents in the same way?
15 minutes
03 Feb 2022
Women and Investing
Gugu Sidaki, Co-founder and Wealth Manager at Wealth Creed, wants to change the lives of South African children, one child at a time. That is the purpose of her Three Little Piggies book trilogy, which aims to improve financial literacy in South Africa by teaching children about basic money lessons and saving for their future. In her opinion, creating sound and healthy financial habits in children should be the goal for every South African family.
7 minutes
03 Feb 2022
Women and Investing
Gender equality has created opportunities for women to be more involved in the financial planning process and ask the necessary questions so that household finances can be handled as a team. Suzette von Broembsen, Principal & Partner at PSG Wealth discusses why better outcomes can be achieved when both spouses are part of the financial planning journey.
15 minutes
03 Feb 2022
Women and Investing
Women face unique challenges when saving for their financial futures. Janet Hugo, Director at Sterling Private Wealth, shares her personal story, which led to her transition from housewife to a successful financial planner and explains some of the key drivers to achieving financial success and creating a comprehensive financial plan.
9 minutes
06 Aug 2021
Insights
Maya Fisher-French, award-winning journalist and author, reflects on the challenges women face when it comes to saving and investing.
9 minutes
05 Aug 2021
Insights
Kim Potgieter, Director and Head of Life Planning at Chartered Wealth, and Gugu Sidaki, Director and Wealth Manager at Wealth Creed, share their insights and practical steps to kick-starting your investment journey in conversation with Maya.
44 minutes
05 Aug 2021
Insights
Nazmeera Moola, Head of SA Investments at Ninety One, shares some of the lessons learnt during her career in financial services and valuable steps to financial empowerment.
14 minutes
05 Aug 2021

From saving for a holiday to saving for your children’s education, we have a range of flexible and tax-efficient solutions to bring you closer to the future you choose.
Unit trustGet access to professionally managed investments by buying a portion of a fund, also known as units. |
Tax-free saving account (TFSA)Maximise the long-term growth of your savings by benefiting from a tax-free savings account (TFSA). |
Tax-efficient investmentsThe Ninety One Life Portfolio is a tax-efficient solution to help you meet your medium- to long-term savings goals. It gives you access to a wide range of local and offshore unit trusts with the flexibility of regular withdrawals after five years. |
Assets under management
Assets under management
Data as at 31.03.26 unless otherwise indicated.
Impact at a glance
newsletter subscribers
newsletter subscribers
webinar attendees
website visits
*As at 15 August 2025.
¹ World Economic Forum, Global Gender Gap Report, 2023
² World Health Organisation, 2022
³ UBS research, 2019
⁴ Fidelity Investments, Women and Investing Study, 2023
⁵ Fidelity Investments, Women and Investing Study, 2023
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Important information
The information, views and opinions provided are general in nature, for informational purposes only, and should not be construed as advice. No action should be taken without appropriate professional guidance. We do not act as advisors or in a fiduciary capacity. While we strive for accuracy and timeliness, we make no guarantees as to completeness or correctness and are not obliged to update the information. This material does not constitute a full summary of the risks associated with any product, fund, service or strategy. Relevant risk disclosures are available in the applicable documents, which can be requested free of charge. For details on specific funds, please refer to the relevant fact sheets. For mandatory disclosures about this investment, further important information on indices, fund ratings, yields, targeted or projected performance returns, back tested results, model return results, hypothetical performance returns, the investment team, the investment process and specific portfolio names, please click here.