The Ninety One Life Portfolio is a sinking fund policy that offers extensive tax benefits for investors with a tax rate of more than 30%.
You have access to a range of local and international funds covering all asset classes and risk profiles. It is also a valuable estate planning tool, enabling your beneficiaries to get the maximum benefit from the investment after you pass away.
01There are extensive tax benefits for investors with a marginal tax rate above 30%. |
02All tax is deducted within the policy (income at 30% and capital gains at 12%). |
03Once the policy has matured, investors can enjoy a regular income stream. No income tax is payable on withdrawals (only CGT will apply). |
04There are attractive estate planning benefits. |
05No CGT is payable on death if your nominated beneficiary opts to take the benefit as a policy. |
06No executor fees apply, if you have a nominated beneficiary. |
Complete the Ninety One Life Portfolio application form online. Select one or more funds from our range of funds and make a once-off and/or additional contributions (certain restrictions apply).
View our Core Fund range View our Quality Approved list of funds
The fund managers invest your money in a portfolio of assets such as equities, bonds, cash and listed property, based on your fund selection.
The investment is managed on your behalf according to the fund’s objectives, for example, beating inflation over a certain time period. This plays a key role in determining the return on your investment.
Choose to invest with Ninety One. Our flexible solutions will help you meet your goals.
Financial adviceWe believe in the importance of independent and qualified investment advice. Investments carry risks. Your financial advisor can assess your personal circumstances and identify which solutions/funds best suit your needs. |
Contact usIf you are looking for further information or have any specific questions, call or email us. Our client service consultants are available to assist you with any question you may have. |