Your contributions are tax deductible within certain limits. No income, capital gains or dividend withholding tax is payable within the fund, helping your retirement savings grow faster.
You have the freedom to stop, start or make additional contributions. You can retire any time from age 55.
When you leave an employer, you can also preserve existing retirement savings built up in that employer’s retirement fund.
Complete the Ninety One Retirement Annuity Fund application form online. Select one or more funds from our range of funds and make a once-off and/or monthly investment in the fund.
The fund managers invest your money in a portfolio of assets such as equities, bonds, cash and listed property, based on your fund selection.
The investment is managed on your behalf according to the fund’s objectives, for example, beating inflation over a certain time period. This plays a key role in determining the return on your investment.
At retirement (from age 55)
Your contributions to a retirement annuity are tax deductible and the returns you earn while invested are tax free.
* When calculating the maximum tax-deductible contribution, member and employer contributions to all retirement funds must be taken into account